{"id":11952,"date":"2026-04-22T17:28:30","date_gmt":"2026-04-22T17:28:30","guid":{"rendered":"https:\/\/srv1603485.hstgr.cloud\/how-to-start-investing-in-mutual-funds\/"},"modified":"2026-10-08T10:03:24","modified_gmt":"2026-10-08T10:03:24","slug":"how-to-start-investing-in-mutual-funds","status":"publish","type":"post","link":"https:\/\/accelaronix.in\/blogs\/how-to-start-investing-in-mutual-funds\/","title":{"rendered":"How to Start Investing in Mutual Funds"},"content":{"rendered":"<p>By BillCut<\/p>\n<p>Last Updated: October 2026<\/p>\n<p>To start investing in mutual funds, complete your KYC (know your customer) verification, pick a fund that matches your goal and time horizon, choose a direct or regular plan on a SEBI registered platform, and make your first investment through a SIP or a lump sum. Mutual fund returns are market linked and not guaranteed, so start with money you will not need for several years.<\/p>\n<h2 id='what-is-a-mutual-fund-and-how-does-it-work'>What is a mutual fund and how does it work?<\/h2>\n<p>A mutual fund is a pool of money collected from many investors and invested by a professional fund manager in shares, bonds or other securities. You buy units of the fund, and the value of each unit, called the net asset value or NAV, moves with the value of what the fund holds.<\/p>\n<p>In India, mutual funds are regulated by the Securities and Exchange Board of India. You can read the regulator\u2019s investor material on the <a href=\"https:\/\/investor.sebi.gov.in\" target=\"_blank\" rel=\"noopener\">SEBI Investor Education portal<\/a> before you commit any money.<\/p>\n<p>The benefit is that you get a diversified portfolio without picking individual shares yourself. The cost is that the value can fall as well as rise, and you pay an annual fee for the management. Both sides matter, and the rest of this guide deals with each.<\/p>\n<h2 id='what-are-the-types-of-mutual-funds-for-a-beginner'>What are the types of mutual funds for a beginner?<\/h2>\n<p>Mutual funds are grouped by what they invest in. The group you choose sets how much your money can swing in value and how long you should plan to stay invested. The table below is a starting map, not a recommendation.<\/p>\n<table>\n<thead>\n<tr>\n<th>Fund type<\/th>\n<th>Invests mainly in<\/th>\n<th>Typical risk<\/th>\n<th>Suggested horizon<\/th>\n<th>Main trade-off<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Equity fund<\/td>\n<td>Company shares<\/td>\n<td>High<\/td>\n<td>Five years or more<\/td>\n<td>Can fall sharply in a bad year<\/td>\n<\/tr>\n<tr>\n<td>Index fund<\/td>\n<td>Shares in a market index such as Nifty 50<\/td>\n<td>Moderately high to high<\/td>\n<td>Five years or more<\/td>\n<td>Moves with the whole index, falls included<\/td>\n<\/tr>\n<tr>\n<td>Debt fund<\/td>\n<td>Bonds and government securities<\/td>\n<td>Low to moderate<\/td>\n<td>One to three years<\/td>\n<td>Not risk free, values can dip when interest rates or credit quality change<\/td>\n<\/tr>\n<tr>\n<td>Hybrid fund<\/td>\n<td>A mix of shares and bonds<\/td>\n<td>Moderate to high<\/td>\n<td>Three to five years<\/td>\n<td>The mix decides the risk, so read it first<\/td>\n<\/tr>\n<tr>\n<td>ELSS fund<\/td>\n<td>Shares, with a tax saving lock in<\/td>\n<td>High<\/td>\n<td>Three years minimum<\/td>\n<td>Money is locked in, see the <a href=\"https:\/\/www.billcut.com\/blogs\/elss-funds-explained\/\" target=\"_blank\" rel=\"noopener\">ELSS funds explained<\/a> guide<\/td>\n<\/tr>\n<tr>\n<td>Liquid fund<\/td>\n<td>Very short term money market papers<\/td>\n<td>Low<\/td>\n<td>A few days to months<\/td>\n<td>Lower growth potential<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The horizon column is a general guide. Your own goal and comfort with losses should decide, and a fund\u2019s official documents describe its actual strategy.<\/p>\n<h2 id='what-do-you-need-before-you-invest-in-a-mutual-fund'>What do you need before you invest in a mutual fund?<\/h2>\n<p>You need a completed KYC, a bank account in your own name and a way to pay. SEBI regulates how investors are identified in the securities market, and every platform will ask for these basics.<\/p>\n<ul>\n<li><strong>PAN card:<\/strong> your Permanent Account Number is the main identifier for investments.<\/li>\n<li><strong>Aadhaar or another address proof:<\/strong> used for the identity and address check.<\/li>\n<li><strong>Bank account:<\/strong> units are bought from, and sale proceeds return to, your bank account.<\/li>\n<li><strong>Mobile number and email linked to your records:<\/strong> confirmations and statements arrive here.<\/li>\n<\/ul>\n<p>KYC is a one time process for most investors, and most online platforms complete it digitally. For SIPs you will also set up an automatic bank debit through a mandate. The <a href=\"https:\/\/www.npci.org.in\" target=\"_blank\" rel=\"noopener\">National Payments Corporation of India<\/a> runs the eNACH and UPI rails that many of these mandates use, and our guide to <a href=\"https:\/\/www.billcut.com\/blogs\/upi-for-mutual-funds-and-sips-easy-guide\/\" target=\"_blank\" rel=\"noopener\">using UPI for mutual funds and SIPs<\/a> explains the payment side.<\/p>\n<h2 id='should-you-choose-a-direct-plan-or-a-regular-plan'>Should you choose a direct plan or a regular plan?<\/h2>\n<p>A direct plan is bought straight from the fund house or through a platform that charges you no commission, while a regular plan is bought through an intermediary that is paid a commission built into the fund\u2019s cost. Direct plans usually have a lower expense ratio, which is the yearly percentage of your money the fund deducts to run itself. <a href=\"https:\/\/www.investopedia.com\" target=\"_blank\" rel=\"noopener\">Investopedia<\/a> gives a plain language definition of this and other fund terms.<\/p>\n<p>Here is an illustrative example. Assume you invest Rs 1,00,000 for 10 years and the fund earns 12% a year before costs. These figures are assumptions for comparison, not a forecast.<\/p>\n<table>\n<thead>\n<tr>\n<th>Item<\/th>\n<th>Direct plan<\/th>\n<th>Regular plan<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Assumed expense ratio<\/td>\n<td>0.5% a year<\/td>\n<td>1.0% a year<\/td>\n<\/tr>\n<tr>\n<td>Return after costs<\/td>\n<td>11.5% a year<\/td>\n<td>11.0% a year<\/td>\n<\/tr>\n<tr>\n<td>Year one cost on Rs 1,00,000<\/td>\n<td>Rs 500<\/td>\n<td>Rs 1,000<\/td>\n<\/tr>\n<tr>\n<td>Value after 10 years (Rs 1,00,000 x growth factor)<\/td>\n<td>About Rs 2,96,990 (1.115 to the power 10 is about 2.9699)<\/td>\n<td>About Rs 2,83,942 (1.11 to the power 10 is about 2.8394)<\/td>\n<\/tr>\n<tr>\n<td>Gap after 10 years<\/td>\n<td colspan=\"2\">About Rs 13,048 in favour of the direct plan<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The gap comes only from the 0.5 percentage point difference in costs compounding over time. A regular plan is not automatically a bad choice if the adviser\u2019s guidance changes what you do, for example by keeping you invested through a fall. If you are comfortable choosing funds yourself, a direct plan keeps more of your return.<\/p>\n<h2 id='what-charges-should-you-check-before-buying-a-fund'>What charges should you check before buying a fund?<\/h2>\n<p>Check the expense ratio, the exit load and any platform fee before you invest. These are the costs that quietly reduce what you keep.<\/p>\n<table>\n<thead>\n<tr>\n<th>Charge<\/th>\n<th>What it is<\/th>\n<th>When you pay it<\/th>\n<th>Illustration<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Expense ratio<\/td>\n<td>Yearly fund running cost, deducted from the fund\u2019s value<\/td>\n<td>Continuously, you never see a bill<\/td>\n<td>0.5% a year costs Rs 500 on Rs 1,00,000<\/td>\n<\/tr>\n<tr>\n<td>Exit load<\/td>\n<td>A fee if you sell units before a set period<\/td>\n<td>Only when you redeem early<\/td>\n<td>An assumed 1% load on Rs 50,000 sold early is Rs 500<\/td>\n<\/tr>\n<tr>\n<td>Platform fee<\/td>\n<td>A charge some platforms add<\/td>\n<td>Per transaction or yearly, depending on the platform<\/td>\n<td>Varies by platform<\/td>\n<\/tr>\n<tr>\n<td>Tax on gains<\/td>\n<td>Tax on profit when you sell<\/td>\n<td>At redemption<\/td>\n<td>Depends on fund type and holding period<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Exit load and expense ratio are stated in each fund\u2019s official scheme documents, so read them before you buy. For how gains from investments are taxed, the <a href=\"https:\/\/incometax.gov.in\" target=\"_blank\" rel=\"noopener\">Income Tax Department<\/a> is the authority, and the rules differ by fund type and how long you hold.<\/p>\n<h2 id='what-do-the-risk-labels-on-a-mutual-fund-mean'>What do the risk labels on a mutual fund mean?<\/h2>\n<p>Every mutual fund carries a riskometer, a dial that shows how risky the scheme is on a six step scale: low, low to moderate, moderate, moderately high, high and very high. SEBI sets this disclosure for the industry, and you can learn how it works from the <a href=\"https:\/\/www.sebi.gov.in\" target=\"_blank\" rel=\"noopener\">Securities and Exchange Board of India<\/a>.<\/p>\n<p>Read the label as a statement about how far your money can swing, not about how much it will earn. A fund labelled high or very high can lose a large part of its value in a poor year. If a fall of 20% would force you to sell or leave you unable to pay a bill, choose a lower risk label or invest a smaller amount.<\/p>\n<h2 id='which-platform-should-you-use-to-invest-in-mutual-funds'>Which platform should you use to invest in mutual funds?<\/h2>\n<p>You can invest through a fund house website, a mutual fund app, a bank or a registered adviser. Pick a SEBI registered platform that offers direct plans, shows costs clearly and lets you see all your holdings in one place.<\/p>\n<table>\n<thead>\n<tr>\n<th>Route<\/th>\n<th>Plan type usually offered<\/th>\n<th>Best for<\/th>\n<th>Watch out for<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Fund house website or app<\/td>\n<td>Direct<\/td>\n<td>People who have already chosen a fund<\/td>\n<td>Only that company\u2019s funds are available<\/td>\n<\/tr>\n<tr>\n<td>Multi fund investing app<\/td>\n<td>Mostly direct, some regular<\/td>\n<td>Comparing funds and tracking one portfolio<\/td>\n<td>Platform fees and nudges toward many funds<\/td>\n<\/tr>\n<tr>\n<td>Bank<\/td>\n<td>Often regular<\/td>\n<td>People who prefer branch support<\/td>\n<td>Higher cost plans offered first<\/td>\n<\/tr>\n<tr>\n<td>Registered adviser<\/td>\n<td>Direct or regular<\/td>\n<td>People who want a plan built for them<\/td>\n<td>Advice fees or commissions<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Our guide to the <a href=\"https:\/\/www.billcut.com\/blogs\/top-mutual-fund-apps-in-india\/\" target=\"_blank\" rel=\"noopener\">top mutual fund apps in India<\/a> compares popular options. If a complaint arises with a SEBI regulated intermediary, you can raise it through the SCORES complaint system listed on the <a href=\"https:\/\/www.sebi.gov.in\" target=\"_blank\" rel=\"noopener\">SEBI website<\/a>.<\/p>\n<h2 id='how-do-you-make-your-first-mutual-fund-investment-step-by-step'>How do you make your first mutual fund investment, step by step?<\/h2>\n<ol>\n<li><strong>Write down the goal and the date.<\/strong> A goal needing money in two years suits a different fund than one needing money in fifteen.<\/li>\n<li><strong>Complete KYC.<\/strong> Upload your PAN and address proof on your chosen platform and finish the verification.<\/li>\n<li><strong>Link your bank account.<\/strong> Use an account in your own name.<\/li>\n<li><strong>Choose a fund type from the table above.<\/strong> Beginners often start with one broad fund rather than many.<\/li>\n<li><strong>Check the riskometer, expense ratio and exit load<\/strong> in the scheme details.<\/li>\n<li><strong>Select the direct or regular plan.<\/strong> Make sure the plan name on the screen matches your choice.<\/li>\n<li><strong>Pick the amount and method.<\/strong> Many funds allow a start from Rs 500 a month, but minimums vary by fund.<\/li>\n<li><strong>Confirm and keep the statement.<\/strong> Units are allotted after the platform processes your payment.<\/li>\n<\/ol>\n<p>Start small. A first investment you can easily afford teaches you how NAV changes feel before larger sums are involved.<\/p>\n<h2 id='is-a-sip-or-a-lump-sum-better-for-a-first-investment'>Is a SIP or a lump sum better for a first investment?<\/h2>\n<p>A SIP invests a fixed amount at regular intervals, while a lump sum invests everything at once. A SIP suits you if you earn a monthly salary and want to build the habit without choosing a date to enter the market. A lump sum suits money you already hold, such as a bonus, and you accept the risk of investing just before a fall.<\/p>\n<p>Neither is guaranteed to give better returns. Your cash flow and comfort with ups and downs decide which fits. A SIP also continues to debit your account each period, so set an amount that your budget can carry in a tight month.<\/p>\n<p>If you have only recently begun, you may also want to try a small amount first through a <a href=\"https:\/\/www.billcut.com\/blogs\/micro-investing-apps-in-india-start-with-100\/\" target=\"_blank\" rel=\"noopener\">micro investing app<\/a> to learn the process.<\/p>\n<h2 id='should-you-pay-off-credit-card-debt-before-investing-in-mutual-funds'>Should you pay off credit card debt before investing in mutual funds?<\/h2>\n<p>If you are carrying credit card debt at high interest, clearing it often comes before investing, because the interest you pay is certain while market returns are not. A card charging 36% a year costs more than almost any fund can be expected to earn, and fund returns can be negative.<\/p>\n<p>Here is an illustrative comparison on Rs 50,000. These rates are assumptions, not offers or forecasts.<\/p>\n<table>\n<thead>\n<tr>\n<th>Item<\/th>\n<th>Keep card balance, invest Rs 50,000<\/th>\n<th>Repay card balance with Rs 50,000<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Assumed rate<\/td>\n<td>Card at 36% a year, fund at 12% a year<\/td>\n<td>Card interest avoided at 36% a year<\/td>\n<\/tr>\n<tr>\n<td>Yearly interest on Rs 50,000 (50,000 x 36%)<\/td>\n<td>Rs 18,000 owed<\/td>\n<td>Rs 0<\/td>\n<\/tr>\n<tr>\n<td>Yearly fund gain on Rs 50,000 (50,000 x 12%)<\/td>\n<td>Rs 6,000 if the assumption holds<\/td>\n<td>Rs 0<\/td>\n<\/tr>\n<tr>\n<td>Net position after one year<\/td>\n<td>Rs 12,000 worse (6,000 less 18,000)<\/td>\n<td>Rs 0 interest paid<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The card route is Rs 12,000 worse because the 36% cost on the debt exceeds the 12% assumed gain. Your actual card rate appears on your statement, and the <a href=\"https:\/\/www.rbi.org.in\/financialeducation\/Home.aspx\" target=\"_blank\" rel=\"noopener\">Reserve Bank of India\u2019s financial education pages<\/a> explain borrowing costs in plain language.<\/p>\n<p>If you cannot clear the balance at once, you might reduce the interest first by converting it into a fixed EMI plan, then start a small SIP alongside. BillCut is a provider in this category, so weigh it against other options too.<\/p>\n<p>Seeing the true cost of an unpaid card balance often changes the order of what to do first. If that is your situation, you can look at how BillCut structures lower interest repayment before deciding where to put new savings. <a href=\"https:\/\/www.billcut.com\/?src=blogs_11952\" target=\"_blank\" rel=\"noopener\">Explore BillCut\u2019s repayment options<\/a>.<\/p>\n<h2 id='how-does-billcut-fit-into-starting-your-investing-journey'>How does BillCut fit into starting your investing journey?<\/h2>\n<p>BillCut is a debt refinancing platform that helps Indian borrowers convert high interest credit card debt into structured EMIs. It is not a mutual fund platform and does not sell or recommend funds.<\/p>\n<p>It matters here for one reason. Money that goes toward high card interest every month is money that cannot go into an emergency fund or a SIP. Reducing that interest can free up cash for goals, though the saving depends on your balance, your card rate and the plan terms you are offered, and approval is not assured.<\/p>\n<p>For wider context on how newer investing platforms work, read <a href=\"https:\/\/www.billcut.com\/blogs\/wealthtech-platforms-redefining-retail-investing\/\" target=\"_blank\" rel=\"noopener\">how wealthtech platforms are changing retail investing<\/a>.<\/p>\n<h2 id='who-should-start-investing-in-mutual-funds-now-and-who-should-wait'>Who should start investing in mutual funds now, and who should wait?<\/h2>\n<table>\n<thead>\n<tr>\n<th>You can consider starting if<\/th>\n<th>You may want to wait if<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>You have an emergency fund covering a few months of expenses<\/td>\n<td>You have no savings buffer and one bill could force a sale<\/td>\n<\/tr>\n<tr>\n<td>Your high interest debt is cleared or under control<\/td>\n<td>You are paying high interest on cards or short term loans<\/td>\n<\/tr>\n<tr>\n<td>Your goal is at least three to five years away for equity funds<\/td>\n<td>You need the money within a year or two<\/td>\n<\/tr>\n<tr>\n<td>You can accept seeing the value fall for a time<\/td>\n<td>A temporary loss would cause you real hardship<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Waiting is a reasonable decision, not a failure. Building a buffer and reducing costly debt first can make investing steadier later. For general learning, the <a href=\"https:\/\/ncfe.org.in\" target=\"_blank\" rel=\"noopener\">National Centre for Financial Education<\/a> offers financial literacy programmes.<\/p>\n<h2 id='what-mistakes-do-first-time-mutual-fund-investors-make'>What mistakes do first time mutual fund investors make?<\/h2>\n<ul>\n<li><strong>Chasing last year\u2019s best fund.<\/strong> Past returns do not promise future ones.<\/li>\n<li><strong>Ignoring the risk label.<\/strong> A high risk fund bought for a goal two years away can leave you short.<\/li>\n<li><strong>Buying too many funds.<\/strong> Several funds holding the same shares add paperwork, not safety.<\/li>\n<li><strong>Stopping a SIP in a market fall.<\/strong> This turns a temporary drop into a locked in loss.<\/li>\n<li><strong>Overlooking exit load.<\/strong> Selling early can cost a fee you did not plan for.<\/li>\n<li><strong>Investing borrowed money.<\/strong> Using a credit card or loan to invest adds a fixed cost to an uncertain return.<\/li>\n<\/ul>\n<p>Review your funds once or twice a year against your goal, not every day against the market.<\/p>\n<h2 id='frequently-asked-questions'>Frequently Asked Questions<\/h2>\n<p><!--FAQ_SECTION--><\/p>\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<ol class=\"rank-math-list \">\n<li id=\"faq-question-1791438597858\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can I start investing in mutual funds with no experience?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Complete KYC, pick a fund whose risk label and time horizon fit your goal, choose a direct or regular plan on a SEBI registered platform, and invest a small amount first.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1791438597859\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the minimum amount to start a mutual fund?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>It depends on the fund. Many schemes allow a SIP from about Rs 500 a month, while some lump sum minimums are higher, so check the scheme details.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1791438597860\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Is KYC compulsory for mutual funds?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, you must complete KYC before investing, using documents such as PAN and address proof. It is usually a one time process done online.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1791438597861\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is the difference between direct and regular mutual fund plans?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A direct plan is bought without a distributor and has a lower expense ratio. A regular plan includes a distributor commission in its cost.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1791438597862\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is an expense ratio in a mutual fund?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>It is the yearly percentage of your invested money that the fund deducts to cover management and running costs. A lower ratio leaves more of the return with you.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1791438597863\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What is exit load and when does it apply?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Exit load is a fee charged if you redeem units before a period set by the fund. It does not apply once you stay past that period, so read the scheme details.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1791438597864\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Are mutual funds safe for beginners?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Mutual funds carry market risk and returns are not guaranteed. Lower risk labels such as debt or liquid funds can swing less, but none is risk free.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1791438597865\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Should I invest in mutual funds if I have credit card debt?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>If your card charges high interest, clearing it often comes first because that cost is certain while fund returns are not. Keep a small emergency fund as well.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1791438597866\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can I invest in mutual funds without a demat account?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, you can buy mutual fund units directly from the fund house or through a platform without a demat account. Units are then held in a statement of account.<\/p>\n\n<\/div>\n<\/li>\n<li id=\"faq-question-1791438597867\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How long should I stay invested in a mutual fund?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>It depends on the fund type. Equity funds are generally meant for five years or more, while debt and liquid funds suit shorter goals.<\/p>\n\n<\/div>\n<\/li>\n<\/ol>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Mutual funds are one of the easiest ways to start investing in India. This guide explains how mutual funds work, their benefits, and how beginners can start investing confidently.<\/p>\n","protected":false},"author":2,"featured_media":1006,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","rank_math_title":"How to Start Investing in Mutual Funds: A Beginner Guide","rank_math_description":"Learn how to start investing in mutual funds: KYC, fund types, direct vs regular plans, costs, risk labels and first steps, plus when to clear debt first.","rank_math_focus_keyword":"how to start investing in mutual funds","rank_math_primary_category":0},"categories":[1673],"tags":[35],"class_list":["post-11952","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-beginner-finance-digital-investing","tag-beginner-investing-in-mutual-funds-india"],"_links":{"self":[{"href":"https:\/\/accelaronix.in\/blogs\/wp-json\/wp\/v2\/posts\/11952","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/accelaronix.in\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/accelaronix.in\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/accelaronix.in\/blogs\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/accelaronix.in\/blogs\/wp-json\/wp\/v2\/comments?post=11952"}],"version-history":[{"count":3,"href":"https:\/\/accelaronix.in\/blogs\/wp-json\/wp\/v2\/posts\/11952\/revisions"}],"predecessor-version":[{"id":16092,"href":"https:\/\/accelaronix.in\/blogs\/wp-json\/wp\/v2\/posts\/11952\/revisions\/16092"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/accelaronix.in\/blogs\/wp-json\/wp\/v2\/media\/1006"}],"wp:attachment":[{"href":"https:\/\/accelaronix.in\/blogs\/wp-json\/wp\/v2\/media?parent=11952"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/accelaronix.in\/blogs\/wp-json\/wp\/v2\/categories?post=11952"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/accelaronix.in\/blogs\/wp-json\/wp\/v2\/tags?post=11952"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}