For years, investors relied on bank mandates and net banking for SIP deductions. But with UPI Autopay<\/b> maturing, fund houses are embracing real-time payments under upi autopay for sips<\/a>. In 2025, nearly every major AMC \u2014 from HDFC Mutual Fund to Groww MF \u2014 offers UPI-based setups for systematic investment plans.<\/p>\n The Association of Mutual Funds in India (AMFI)<\/b> reports that UPI now accounts for over 45% of new SIP registrations each month. The main reason? Speed and convenience. Users can authorize mandates instantly using their UPI apps \u2014 no forms, no waiting, no branch visits.<\/p>\n This shift also aligns with SEBI\u2019s digital-first push, allowing faster onboarding for new investors while reducing friction in recurring investments.<\/p>\n <\/p>\n Insight:<\/b> UPI Autopay has made SIP setup as simple as sending a payment \u2014 one tap and you\u2019re invested.<\/p>\n <\/i><\/p>\n Setting up SIPs through UPI follows a few simple steps, under mutual fund upi integration<\/a>. Most fintech and AMC portals now use UPI Autopay as the preferred option.<\/p>\n Step-by-step SIP setup:<\/b><\/p>\n For one-time lump-sum investments, the process is even quicker \u2014 payment happens instantly through your linked UPI account, eliminating NEFT or RTGS delays.<\/p>\n Limits:<\/b> As of 2025, UPI supports Autopay up to \u20b91 lakh<\/b> per transaction, ideal for SIPs and retail investment plans. Higher-value investments still route via net banking or RTGS, but NPCI is expected to raise these caps soon.<\/p>\n <\/p>\n Tip:<\/b> Check if your UPI app supports \u201ce-Mandate for Mutual Funds\u201d \u2014 some older versions may not show the Autopay option yet.<\/p>\n <\/i><\/p>\nHow to Set Up SIPs and One-Time Investments via UPI<\/b><\/h2>\n
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Benefits and Safety for Retail Investors<\/b><\/h2>\n